Terms of Service

Overview

These Terms of Service govern your use of the SmartQuotes Partners website and services at smartquotespartners.com. By using the site, you agree to these terms. Last updated: June 2026.

Eligibility

You must be at least 18 years old and authorized to act on behalf of any business you submit information for.

Use of the service

• You agree to provide accurate information
• You agree not to misuse or attempt to disrupt the service
• You agree not to submit on behalf of others without authorization
• You agree not to scrape or reverse-engineer the site

No advice

Information provided through the site is for general informational purposes and does not constitute insurance advice, a binding quote, or a contract of insurance. Coverage decisions require a formal application and approval by a licensed carrier.

Intellectual property

The site, including its design, text, code, and branding, is the property of its operators. You may not copy, distribute, or create derivative works without permission.

Third-party services

We use third-party providers (email, hosting, analytics). Their availability is not guaranteed by us.

No warranties

The service is provided as is, without warranties of any kind, to the extent permitted by law.

Limitation of liability

To the extent permitted by law, we are not liable for indirect, incidental, or consequential damages arising from use of the site.

Termination

We may suspend or terminate access for any user who violates these terms.

Governing law

These terms are governed by the laws of the State of Delaware, without regard to its conflict-of-laws provisions.

Changes

We may update these Terms from time to time. The last updated date at the top reflects the current version.

Contact

Questions about these Terms can be sent to admin@smartquotespartners.com.